RTGS system was introduced for large value payments in real time and for the settlement of interbank transactions. This system became fully operational in 2013 with the full participation of all banks in the country. Under the new arrangements banks are now able to settle their transactions promptly. This however requires that the bank sending a debit instruction must have sufficient balance available in its account before the funds transfer takes place. The system effects final settlement of inter-bank fund transfer on a continuous, transaction-by-transaction basis throughout the processing day.